ITIN Mortgage
March 23, 2026Program details
Min. FICO 620 / Up to 80% CLTV
Our DSCR loan program is specifically designed to assist new and experienced real estate investors in financing their properties, qualifying based on the cash flow generated by the investment.
Program features
- DSCR as low as 0
- 1007 only for rental income
- Credit for DSCR >1.25
- Min. 3 months of reserves required
- Cash-out available up to 75% LTV
- Gift funds allowed
Why choose our DSCR?
- No income and no employment needed
- No ratio loans — borrowers do not have to worry about the debt service coverage ratio
- Fast turn times
Benefits to grow your business
Our streamlined loan process provides our partners with industry-leading turn times, ensuring you're always ahead of the competition.
Our suite of loan solutions grows to meet the changing needs of borrowers, ensuring you always have a product that fits their unique needs.