Foreign National
March 19, 2026
FHA Standard
March 22, 2026Program details
No Score or FICO 620 / Up to 85% CLTV
Our 1099 loan is a solution for self-employed and contract borrowers that allows them to use their 1099 forms to report various types of non-employment income received during the tax year.
Program features
- Loan amounts up to $4 million
- DTI up to 55%
- Cash out available
- 1-year history with the same employer
- Temporary rate buydowns available
Why choose our 1099?
- 1099s for the last 1 year allowed
- Expense ratio 10%
- Gift funds allowed
Benefits to grow your business
Our streamlined loan process provides our partners with industry-leading turn times, ensuring you're always ahead of the competition.
Our suite of loan solutions grows to meet the changing needs of borrowers, ensuring you always have a product that fits their unique needs.