1099
March 19, 2026
12/24 Month Bank Statement
March 22, 2026Program details
Min. FICO 580 / Up to 97.75% CLTV
FHA Standard loan is government-backed mortgage designed to help low- to moderate-income borrowers achieve homeownership. With a less stringent credit score and down payment requirements than traditional loans, FHA Standard Loan is ideal for first-time homebuyers.
Program features
- Loan amounts up to $524,225*
- DTI as per AUS
- LTV up to 97.75%
- Min. FICO 580
- MIP is required
Why choose our FHA Standard?
- Great for the first-time homebuyers
- Min. down payment 3.50%
- Less than average credit score requirements
Benefits to grow your business
Our streamlined loan process provides our partners with industry-leading turn times, ensuring you're always ahead of the competition.
Our suite of loan solutions grows to meet the changing needs of borrowers, ensuring you always have a product that fits their unique needs.